Societe Generale Group
Societe Generale is one of the largest European financial services groups. Based on a diversified universal banking model, the Group combines financial solidity with a strategy of sustainable growth, and aims to be the reference for relationship banking, recognised on its markets, close to clients, chosen for the quality and commitment of its teams.
Societe Generale has been playing a vital role in the economy for 150 years. With more than 148,000 employees, based in 76 countries, we accompany 30 million clients throughout the world on a daily basis. Societe Generale's teams offer advice and services to individual, corporate and institutional customers in three core businesses:

Retail banking in France with the Societe Generale branch network, Credit du Nord and Boursorama, offering a comprehensive range of multichannel financial services on the leading edge of digital innovation;
International retail banking, financial services and insurance with a presence in emerging economies and leading specialised businesses;
Corporate and investment banking, private banking, asset management and securities services, with recognised expertise, top international rankings and integrated solutions.
Societe Generale is included in the main socially responsible investment indices: FTSE4Good (Global and Europe), Euronext Vigeo (Global, Europe, Eurozone and France), ESI Excellence (Europe) from Ethibel and 4 of the STOXX ESG Leaders indices.

Societe Generale China
In 1981, Societe Generale became one of the first international banks to open a representative office in Beijing. In 2008, Societe Generale (China) Limited received final approval to be a wholly foreign owned bank in China. Since then, Societe Generale China has been committed and dedicated to provide one-stop financial solutions for corporations, financial institutions and individual clients under the Universal Banking Model.
Societe Generale is a world leader in the commodity and energy sector, capital markets, derivatives and structured finance. Through its international expertise and global networks, Societe Generale is able to deliver the much-needed advisory, financing, investment and risk management solutions to corporations, financial institutions and affluent individuals.
Societe Generale has one of the broadest networks among international banks in China. It is present in the country's principal commercial centers.
Our Universal Banking Model is based on our complementary businesses in France and around the world. Our expertise in areas such as retail banking, corporate and investment banking, financial services, insurance, private banking and asset management helps us to meet our customers'diversified needs.
China is the only nation in Asia where we adopt the full-fledged Universal Banking Model.

Ratings and Financial Results
As of August 1 2014, Societe Generale's long-term ratings by Moody's, Fitch, and S&P are A2, A, and A respectively. Group net income totalled EUR 1,030 million, the Group's balance sheet is very solid and continues to strengthen, with very good capital and liquidity ratios. The Common Equity Tier 1 ratio stood at 10.2% at end-June 2014. At the same time, the LCR ratio remained above 100%.

Societe Generale: 150 years
In 2014, Societe Generale Group celebrates its 150th anniversary with a focus on entrepreneurial spirit, innovation and team spirit. Founded by a group of industrialists and financiers, the bank's very name illustrated their ambition: "Société Générale pour favoriser le développement du commerce et de l'industrie en France” (“Societe Generale to support the development of trade and industry in France"), as written into the Imperial decree signed by Napoléon III on 4 May 1864.
Societe Generale has always served economic development, contributing to the financing of infrastructures that symbolised the modern world and of leading French groups. Societe Generale was among the first French banks to open branches in London and in Russia in the 1870s, before expanding into the Maghreb, New York and Africa and to set up operations in Central European countries.
Societe Generale has always been at the cutting edge of financial innovation, and takes strength from its origins to assert its banking vision for the future, reinvent its businesses to serve its clients and become the reference bank of the 21st century.

法国兴业银行
法国兴业银行是欧洲最大的金融服务集团之一。基于多样化的全能银行模式，本银行将财务稳定性和可持续增长策略相结合，旨在成为关系银行的典范，以良好的声誉和贴心的客户服务，以及出色的团队协作而成为客户的理想之选。
150年来，法国兴业银行一直在世界经济中发挥重要作用。目前，我们在全球76个国家拥有148,000多名员工，每天与世界各地3000万客户携手并进。法国兴业银行专注于以下三大核心业务，为个人、企业和机构客户提供咨询和服务：

法国境内零售银行：凭借法国兴业银行的分行网络，以及法国北方信贷银行（Credit du Nord）和Boursorama网上银行，在数字创新的前沿提供全面的多渠道金融服务；
国际零售银行、金融服务和保险：在新兴经济体和领先的专业业务领域经营业务；
企业和投资银行、私人银行、资产管理和证券服务，拥有市场认可的专业知识、顶级国际排名和集成解决方案。
法国兴业银行现已被纳入主要社会责任投资指数：FTSE4Good（全球和欧洲）、Euronext Vigeo（全球、欧洲、欧元区和法国）、来自Ethibel的ESI Excellence（欧洲）以及4个STOXX ESG Leaders指数。

法兴中国
法国兴业银行于1981年进入中国，是最早在北京开设代表处的外资银行之一。2008年，法国兴业银行（中国）有限公司（简称“法兴中国”）获得中国银行业监督管理委员会批准成立，在中国市场建立本地法人外商独资银行。此后，法兴中国一直致力于在全能银行模式下为企业、金融机构和个人客户提供一站式的金融解决方案。
法国兴业银行是大宗商品和能源领域、资本市场、衍生产品及结构性融资领域的全球领导者。凭借其丰富的国际经验和全球网络，法国兴业银行致力为企业、金融机构和高端个人客户提供亟需的咨询、融资、投资及风险管理解决方案。
法国兴业银行是中国拥有网络范围最广的外资银行之一，分支机构遍布中国的重要商业中心城市。
我们的全能型银行模式源于我们在法国及世界各地的业务和专长。我们在零售银行、企业及投资银行、金融服务、保险、私人银行和资产管理等领域的专业知识有助于我们满足目标客户的多样化需求。
中国是我们在亚洲唯一复制集团在法国全能型银行模式的国家。

评级和盈利情况
截至2014年8月1日，法兴集团获多间评级机构授予评级，穆迪、惠誉和标准普尔的评级分别为：A2、A和A。 法兴集团净利润共达10.30亿欧元，集团的资产负债表非常坚稳，并持续增强，资本和流动性比率非常良好。集团于2014年6月的普通股一级资本充足比率为10.2%。同时，流动性覆盖比率维持在100%以上。

法兴集团：150年的光辉历程
2014年，法兴集团庆祝了其成立150周年，重点聚焦积极进取、锐意创新和团队合作精神。法兴由一群工业家和金融家所创立，从其名字就可以看出法兴的雄心壮志：“法国促进工商业发展总公司”（“法国兴业银行将促进法国工商业发展”），正如法国国皇拿破仑三世于1864年5月4日所签发的授权法令所述。
一直以来，法兴都在为经济发展贡献着力量，幷促进现代基础设施的融资，造福于广大法国人民。法兴是首批于19世纪70年代在伦敦和俄罗斯开设分行的法国银行之一，此后陆续在马格里布、纽约和非洲以中欧国家设立分支机构幷开展业务。
法兴银行一直站在金融创新的前沿，从源头获取力量以坚持其对银行业未来的愿景，重塑其业务以更好地服务客户，成为21世纪银行业的典范。